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AM Best

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Life

Annuity

LTC

Disability
Allianz A AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
American Equity A- BBB+   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
American General A++ AA+ Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
American National A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Americo A- A- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Amerus Life A A+   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Annuity Investors A A   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Assurity A- N/A Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities     Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities
Aviva A+ AA- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
AXA Equitable Life A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Banner A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Chesapeake Life A- BBB Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Equitrust A A   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Fidelity Life A-   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Foresters A   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Fort Dearborn A+ A+   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Genworth Financial A+ AA- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Golden Rule A A+     Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Great American A A   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Hartford Life A AA- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Indianapolis Life A A+ Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
ING A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
John Hancock A++ AAA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
John Hancock USA A++ AAA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Keyport-Sun Life A++ AA+   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Legacy       Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Life Investors A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Life of the Southwest A A+ Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Lincoln Benefit A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Lincoln Financial A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Med America A- A-     Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Met Life A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities
Mutual of Omaha A AA-     Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities
Nationwide A+ AA- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
North American A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Old Mutual A BBB Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Presidential B+ BB Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Principal A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities
Protective A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Prudential A+ AA- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Royal Bank of Canada A A Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
SBLI A+ N/A Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
State Life A AA-     Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
Sun Life A++ AA+ Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
The Standard A AA-   Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Transamerica A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Union Central A AA- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities     Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities
United of Omaha A AA- Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
Unum A- BBB+     Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities  
US Life A+ AA+ Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities      
West Coast Life A+ AA Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities Whole or ordinary life insurance, universal or adjustable life insurance, variable life insurance, variable-universal life insurance, indexed universal life insurance, iul, iuls, equity indexed annuity, market value adjusted annuity, deferred annuity, immediate annuity, fixed period annuity, lifetime annuity, pure lifetime annuity, qualified annuity, non-qualified annuity, nonqualified annuity, single premium annuity, flexible premium annuity, equity indexed annuities, market value adjusted annuities, deferred annuities, immediate annuities, fixed period annuities, lifetime annuities, pure lifetime annuities, qualified annuities, non-qualified annuities, nonqualified annuities, single premium annuities, flexible premium annuities    
Company AM Best S&P Life Annuity LTC Disability